LLLLLLLLL

 

 

   HOME

STRUCTURING A PROGRAM

 

 

● Feasibility Study

● Analysis of current book of business

          ◊ Premium size

          ◊ Quality of business

          ◊ Risk Management programs

● Reasonable roll-out and growth expectations

● Pro forma financial statements (realism)

● Must know the cost components

● Must know the Stop Loss mechanism

● Actuarial insights

● Determination of reasonable retention in captive

● Rate Manual & Underwriting Guide

● Develop documentation

● Reinsurance Partner                        

          ◊ Choose Carefully

          ◊ Plan division of labor and contracted services

          ◊ Clearly articulate claims determination and payment system

          ◊ Captive Aggregate Reinsurance

● Attaches at some multiple of loss fund

● Required by reputable domiciles

48 Years Experience

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

F. Darrell Lindsey
U.S. State Licensed Agent/Broker
U.S. Corporate Enterprise Risk Management Consultant (ERM)
U.S. State Approved Captive/RRG/Self Insured Manager
U.S. Approved Self-Funded Health & W. C. Plan Manager

 

 

 

 

BACK – USE ARROW

TO PRINT USE PRINT PREVIEW